Responsibilities:
- Conduct credit risk analysis for Corporate, non-Bank Financial Institution and Financial Institution bond issuers, and allocate an appropriate credit limit with reference to the Bank's credit policies
- Prepare analysis reports and proposals in areas related to credit control, internal ratings, ESG, treasury products and bonds
- Review internal credit policies and procedures regularly to ensure compliance with the local regulatory requirements
- Take up the checker role and review the credit proposals submitted by the other credit analysts
- Provide trainings to the junior credit analysts
- Liaise with external & internal stakeholders (including Risk Management, Business and Relationship Manager) to progress credit applications
- Assist in responding to day-to-day queries from the internal stakeholders and management reporting
- Handle relevant logistics for credit limit set up
- Other tasks as assigned
Requirements:
- Degree or above with major in Business Administration, Finance, Accounting, or related disciplines
- At least 5 years’ experience in Credit & Risk Management or related fields
- Possess professional qualifications such as ACCA, CFA, PRMIA-PRM, GARP-FRM, ECF (CRM) will be an added advantage
- Knowledge of operations of global financial markets, treasury products, and international accounting standards
- Strong analytical skills and willing to work under pressure with strong self-initiative
- Excellent communication and interpersonal skills
- Good command of both written and spoken English and Chinese. Fluency in Mandarin is strongly preferred
- Knowledge of anti-money laundering will be an advantage